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01-15-2018, 08:44 PM | #1 |
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Warranty
I'm considering an extended warranty for my 07 Z4 3.0si to protect me from any major expensive repairs for the motor or transmission. Any recommendations? What have you paid?
It has 69k miles on it now and it's a weekend car that I hope to keep forever. Thanks in advance. W |
01-17-2018, 04:18 PM | #2 | |
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69k miles are not too many. |
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01-17-2018, 06:45 PM | #3 | ||
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I was quoted by AA auto protection $2600 for 75k miles so up to 145k miles and 60 months with $100 deductible. I feel like that's a good deal. |
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01-17-2018, 08:40 PM | #4 | |||
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01-17-2018, 08:52 PM | #5 |
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Not sure what transmission you have, but the N52 and any BMW manual trans are basically bullet proof. The N52 may lose the water pump/thermostat at some point ($800 at an Indy). You've already did the OFHG (are you sure it was leaking?). Not sure what bushings you replaced, but find an honest Indy and a OFHG shouldn't be more than $250. Long term the N52 may need an oil pan gasket and valve cover gasket, but that could be years away for you if ever. Save up some funds for required repairs if any. Extended warranties are a waste of money for the N52 IMO.
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A manual transmission can be set to "comfort", "sport", and "track" modes simply by the technique and speed at which you shift it; it doesn't need "modes", modes are for manumatics that try to behave like a real 3-pedal manual transmission. If you can money-shift it, it's a manual transmission. "Yeah, but NO ONE puts an automatic trans shift knob on a manual transmission."
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01-18-2018, 01:28 AM | #6 |
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I had the same thought process, but my thinking was flawed, because most warranty companies will do anything they can to avoid paying for the exact kind of thing you and I want the warranty to cover -- big ticket items. I purchased a warranty, and when I tried to get them to cover my VANOS issue, they refused saying "I had supplied my indy mechanic with oil." When I showed them the receipts that it was BMW's latest oil, then the story kept changing. I cancelled the contract, and got most of my money back. These companies win no matter what. If you cancel, they still get some money and an admin fee to cancel. They almost never cover big ticket items and look for ways t deny you. I told the salesman I knew it was a mistake when I bought the warranty, but he assured me it was a legit company. Lesson learned. Knew better. Put the money in the bank or invest it and pay for the repairs yourself, or learn to work on your own car. That's what I did.
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01-18-2018, 06:29 PM | #7 |
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Don't get duped. I've seen enough stories where engine repairs were denied because "the vehicle has been modified, voiding the warranty". Where the "modification" was something like aftermarket shocks or wheels.
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01-18-2018, 08:25 PM | #8 |
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If you don't buy the warranty you MIGHT have to shell out a couple thousand dollars for a major repair. If you buy the warranty you will absolutely shell out a couple thousand dollars.
That's the start of it. If you read the actual contract for most of the 3rd party warranty companies, there are tons of exceptions that limit what they pay, when they'll pay, and who they'll pay it to. Most have a clause that they reserve the right to have the repair done at the qualified shop of their choice. They get to choose who's qualified, and of the 5 I looked at a couple years ago, ALL of them had contracts with AAMCO to do the actual repairs. You can take the car to the dealer for diagnosis, but after that they can move the car to their shop for the actual repair. If you refuse they can either refuse to pay, or pay you only what they say it would have cost them at their shop. All 5 that I looked at specifically excluded the vert top and its associated parts and wiring, and the top motor is the most likely item to incur a failure on a Z4R.
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01-20-2018, 08:34 AM | #9 | |
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A manual transmission can be set to "comfort", "sport", and "track" modes simply by the technique and speed at which you shift it; it doesn't need "modes", modes are for manumatics that try to behave like a real 3-pedal manual transmission. If you can money-shift it, it's a manual transmission. "Yeah, but NO ONE puts an automatic trans shift knob on a manual transmission."
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