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Canada isn't going to let you cash a personal cheque same day. Has to be certified. But I otherwise like the second method of getting the cash from the bank and taking it to a different bank - alleviates the concerns of counterfeit.
Just don't use same bank OP. If you take it from one bank and drive immediately to your other bank, the odds of getting ripped off on route are very low. Remember, we aren't all walking around strapped up here.
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