Quote:
Originally Posted by infinitekidM2C
You won't find many people siding with the health insurance industry lol.
Just a little tidbit. I have found, on many occasions, that not going through your insurance, and negotiating a cash price for the visit can often be less than using insurance and AFTER your insurance pays it's part. So my experience has been that yes, it can often be more expensive to actually use your damn insurance due to how they bill (and yes i have PPO).
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Just so you realize, it is not the insurance companies asking the hospital to jack up the price so they can pay more. The hospitals jack up the price on their own so that they can squeeze more money out of the insurance companies. That is the reason you see ridiculous charges and bills and can negotiate the prices down. I am astounded at how many people think it's the insurance companies fault (unless you are blaming them for not telling the hospital to take a hike and provide a more reasonable bill).