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I don't have a CD changer either. The picture you see is the DVD drive for the NAV. You don't need to have NAV. I actually have 2 of these units - one on the Mcoupe, which have NAV and DSP and one for the X5, which does not have NAV nor DSP...it works in both.
I have actually never plugged anything in other than USB thumb drives, so I can't comment on it about charging.
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