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Originally Posted by bradleyland
Quote:
Originally Posted by RickFLM4
I was under the impression Lockton sells insurance only for property damage to your own car with no liability coverage. Have you purchased from them when using a car provided by an event organizer? Thanks.
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Regarding the liability, your understanding is correct. They explicitly state that no liability coverage is included.
http://locktonmotorsports.com/product/hpde-insurance |
Hence the Event Organizer Policies. Jurisdictional Limitations obviously apply, but for most, the policy needs to be with the host and participants covered as additionals insured.
With HPDE Insurance, the basic coverage is only for damage to your car. Coverage for other property damage, bodily injury, and other potential fees (medical response, safety marshals, recovery service from incident location to paddock) typically is by request.