Lady smacked into me

tekmoe · 01-06-2011, 09:57 AM

Was on my way to work this morning taking the same route I take everyday. Got to one of the stoplights that is about 2 miles away from work. As I am sitting there waiting for the light to turn green, I notice the Chevy Avalanche in front of me begins to back up. As soon as I realize I'm about to get hit, I throw the gear shifter into reverse and try to back up before getting hit. Too late. She smacked into my front bumper. After she hit me, she stopped and I pulled up next to her telling her she hit me and for her to pull over into the gas station. I asked her what happened and she said she was trying to back up so that she could turn into the gas station entrance.

I haven't had an accident in forever (and the last accident was also not my fault). I'm a bit miffed right now, especially since it happened to the nicest car I have ever had the joy of owning. Luckily it's just the front bumper and was a very minor impact. I took pictures as soon as we got out of our cars. I lost both my kidney grilles (maybe now I can get the matte black ones?) and have a pretty good sized cut into the bumper as well as scratches and ripples in various spots. I just got off the phone with my insurance so the investigation will begin shortly.

I did call the police and an officer showed up. However, he asked if I had the lady's information and I said yes. He then told me I was free to go. Kind of concerned there was no report filed. There were no witnesses that stopped so it could turn into a he said/she said type thing. But then again, these claims adjustor's should be smart enough to figure out the truth I would hope.

In the end I'm a bit bummed about all of it. Hopefully everything turns out OK.

Swashplate · 01-06-2011, 10:00 AM

Shitty morning. Sorry to hear it.

dorifto88 · 01-06-2011, 10:02 AM

sorry man, but at least it wasnt super bad, right?

krnnerdboy · 01-06-2011, 10:07 AM

sucks...someone backed into my avalanche ironically...police won't take a report unless the damage exceeds 500. Officer has no idea as to how much these bumpers and paint costs, obviously. Don't let ins repair the old one and fight for a replacement oem bumper and keep this one

3002 tii · 01-06-2011, 10:12 AM

why would they not file a report?

tekmoe · 01-06-2011, 10:29 AM

Found out the woman is not a listed driver on the insurance policy. Just great.

tekmoe · 01-06-2011, 10:37 AM

HOG4DNR · 01-06-2011, 10:45 AM

Sorry to here that, Luckily the damage doesn't look so bad.

ANUSTART · 01-06-2011, 10:46 AM

Wow, that really sucks. Sorry to hear that.

3002 tii · 01-06-2011, 10:53 AM

Quote:

Originally Posted by tekmoe

Found out the woman is not a listed driver on the insurance policy. Just great.

more the reason you need a police report for your insurance to pick the tab up

pokeybritches · 01-06-2011, 11:05 AM

That will run you at least a grand.

SCHMOUPE · 01-06-2011, 11:09 AM

perfect opportunity to either get your reflectors filled in or go with an euro bumper

santov · 01-06-2011, 11:12 AM

In Ca I think there MUST be a report if damage excedes $500, or if there is an injury.

Sorry about the crappy morning.

Finnegan · 01-06-2011, 11:32 AM

Man...what a way to start the day. The last post is the kicker of course.

3002 tii · 01-06-2011, 11:34 AM

Btw make sure the frame behind the bumper that "accepts" the grills are intact, someone backed into me as well and that frame became loose thus the grills would never stay tight

Eccentric · 01-06-2011, 12:17 PM

wow, thats a shame. Sorry to hear about your baby.

Unfortunately people dont seem to care on the roads these days.

SHEEDI · 01-06-2011, 12:24 PM

oh man, very sorry to hear that

things happen,it could be worst. Thank GOD you are ok.

007MCoupe · 01-06-2011, 12:35 PM

chalk one up to shitty Texas drivers!

SO SORRY to hear about this man!!

Nhopkins1394 · 01-06-2011, 12:55 PM

The officer didn't say anything about not having a front license plate?
IMHO, don't think it really matters if the driver isn't named on the other insurance policy. They should still take care of it. And/or if the driver has her own insurance even if it's on another vehicle, they should take care of it.

Hope there's no future headaches getting it repaired. Looks very minor, thank goodness!

Huz-Z · 01-06-2011, 12:58 PM

This is no doubt a drag for you - sorry to hear!

But its good that you weren't injured. I look forward to hearing that you've got the car properly repaired, and hopefully, with minimal hassles.

Cheers!

esqu1re · 01-06-2011, 01:36 PM

Hey, that's not too bad. After repairs, you won't notice a thing. Worse comes to worse, you can ask for a new bumper replacement.

tekmoe · 01-06-2011, 01:46 PM

A claims adjustor from my insurance just came out to my office and checked out the damage. He said I will be getting a new bumper. He also showed me a very small crease in the hood near the latch that will need to be repaired. You can actually see the crease he is talking about in the picture I posted above. It's just above the BMW emblem. Bummer.

All I can do now is hope I don't have to pay for this out of my own pocket. I was clearly at the wrong place at the wrong time. I'm mad at the fact that this dummy was driving around with no insurance in the first place. Luckily neither of us were hurt. However, I should not have to be penalized simply because it was not my fault. I was a sitting duck and I got nailed.

01-06-2011, 09:57 AM	#1
tekmoe Captain 55 Rep 844 Posts Drives: ///M Join Date: Nov 2010 Location: Texas iTrader: (0)	Lady smacked into me Was on my way to work this morning taking the same route I take everyday. Got to one of the stoplights that is about 2 miles away from work. As I am sitting there waiting for the light to turn green, I notice the Chevy Avalanche in front of me begins to back up. As soon as I realize I'm about to get hit, I throw the gear shifter into reverse and try to back up before getting hit. Too late. She smacked into my front bumper. After she hit me, she stopped and I pulled up next to her telling her she hit me and for her to pull over into the gas station. I asked her what happened and she said she was trying to back up so that she could turn into the gas station entrance. I haven't had an accident in forever (and the last accident was also not my fault). I'm a bit miffed right now, especially since it happened to the nicest car I have ever had the joy of owning. Luckily it's just the front bumper and was a very minor impact. I took pictures as soon as we got out of our cars. I lost both my kidney grilles (maybe now I can get the matte black ones?) and have a pretty good sized cut into the bumper as well as scratches and ripples in various spots. I just got off the phone with my insurance so the investigation will begin shortly. I did call the police and an officer showed up. However, he asked if I had the lady's information and I said yes. He then told me I was free to go. Kind of concerned there was no report filed. There were no witnesses that stopped so it could turn into a he said/she said type thing. But then again, these claims adjustor's should be smart enough to figure out the truth I would hope. In the end I'm a bit bummed about all of it. Hopefully everything turns out OK.
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01-06-2011, 10:00 AM	#2
Swashplate Major 111 Rep 1,351 Posts Drives: in Anger. Join Date: Sep 2010 Location: Newcastle, WA iTrader: (2) Garage List 2009 Mercedes ML320 ... [0.00] 2013 BMW M5 [0.00] 2007 BMW M Coupe' [0.00]	Shitty morning. Sorry to hear it. __________________ Gone (2006 STI, 2008 EVO MR, 1968 Mustang) AFE Intake/Euro Cats/CSL Headers/Sportline CSL/H&R Springs 1217/1815 !!! BOILER UP !!!
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01-06-2011, 10:02 AM	#3
dorifto88 Major 49 Rep 1,135 Posts Drives: 88 Nissan Pathfinder Join Date: May 2010 Location: cowtown iTrader: (4)	sorry man, but at least it wasnt super bad, right?
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01-06-2011, 10:07 AM	#4
krnnerdboy Colonel 190 Rep 2,431 Posts Drives: v10 m6 Join Date: Nov 2008 Location: so cal iTrader: (10)	sucks...someone backed into my avalanche ironically...police won't take a report unless the damage exceeds 500. Officer has no idea as to how much these bumpers and paint costs, obviously. Don't let ins repair the old one and fight for a replacement oem bumper and keep this one __________________ F80 m3, 997 gt3, 14 ram ctd, f15 x5, drz400sm Gone:z4m, boss 302, c6 z06, m6,z3m
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01-06-2011, 10:12 AM	#5
3002 tii Lieutenant General 2282 Rep 12,565 Posts Drives: Z4 M, X5, GX460 Join Date: Apr 2008 Location: CT iTrader: (99) Garage List F15 X5 xDrive35i [8.75] E86 Z4 M [10.00] F10 550i (Retired) [9.17] F25 X3 xDrive35i (R ... [9.43] E82 135is (Retired) [9.50] E85 Z4 M (Retired) [9.41] E90 328i xDrive (Re ... [9.25] E86 Z4 3.0si (Retired) [9.22]	why would they not file a report? __________________ Follow for latest mods
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01-06-2011, 10:29 AM	#6
tekmoe Captain 55 Rep 844 Posts Drives: ///M Join Date: Nov 2010 Location: Texas iTrader: (0)	Found out the woman is not a listed driver on the insurance policy. Just great.
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01-06-2011, 10:37 AM	#7
tekmoe Captain 55 Rep 844 Posts Drives: ///M Join Date: Nov 2010 Location: Texas iTrader: (0)
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01-06-2011, 10:45 AM	#8
HOG4DNR Second Lieutenant 37 Rep 243 Posts Drives: 2014 M235i Join Date: Oct 2008 Location: Pompano Beach, FL iTrader: (5)	Sorry to here that, Luckily the damage doesn't look so bad. __________________ 2008 Z4MC #1786/1815 "The Last IB w/ Extended Leather Made" Gone but Not Forgotten 2014 M235i E.Blue Mods in Progress
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01-06-2011, 10:46 AM	#9
ANUSTART Captain 35 Rep 956 Posts Drives: Z4 Join Date: Oct 2010 Location: IL iTrader: (0)	Wow, that really sucks. Sorry to hear that.
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01-06-2011, 11:05 AM	#11
pokeybritches Colonel 479 Rep 2,782 Posts Drives: ESS/G-Power Z4M, VF Z4, 996tt Join Date: Sep 2009 Location: Los Angeles iTrader: (12) Garage List 2006 BMW Z4M [10.00] 2006 BMW Z4M [8.50] 2003 BMW Z4 3.0i [9.00]	That will run you at least a grand.
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01-06-2011, 11:09 AM	#12
SCHMOUPE Lieutenant Colonel 127 Rep 1,772 Posts Drives: 2007 Z4M Coupe Join Date: Apr 2010 Location: NJ iTrader: (7) Garage List 2007 Z4M Coupe [0.00]	perfect opportunity to either get your reflectors filled in or go with an euro bumper __________________ Gruppe M CAI / Euro Headers / Rogue Engineering X-pipe / RE Diablo Exhaust
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01-06-2011, 11:12 AM	#13
santov Lieutenant 64 Rep 483 Posts Drives: 2007 Z4 3.0si White over Beige Join Date: Dec 2010 Location: Bay Area, Calif iTrader: (8)	In Ca I think there MUST be a report if damage excedes $500, or if there is an injury. Sorry about the crappy morning.
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01-06-2011, 11:32 AM	#14
Finnegan Dog Listener 701 Rep 7,850 Posts Drives: Z4M/. Z3M, E36/46 M3 Join Date: Oct 2008 Location: Teaching the dog to slalom iTrader: (22)	Man...what a way to start the day. The last post is the kicker of course.
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01-06-2011, 11:34 AM	#15
3002 tii Lieutenant General 2282 Rep 12,565 Posts Drives: Z4 M, X5, GX460 Join Date: Apr 2008 Location: CT iTrader: (99) Garage List F15 X5 xDrive35i [8.75] E86 Z4 M [10.00] F10 550i (Retired) [9.17] F25 X3 xDrive35i (R ... [9.43] E82 135is (Retired) [9.50] E85 Z4 M (Retired) [9.41] E90 328i xDrive (Re ... [9.25] E86 Z4 3.0si (Retired) [9.22]	Btw make sure the frame behind the bumper that "accepts" the grills are intact, someone backed into me as well and that frame became loose thus the grills would never stay tight __________________ Follow for latest mods
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01-06-2011, 12:17 PM	#16
Eccentric Lieutenant 51 Rep 576 Posts Drives: Interlagos Z4 M Coupe Join Date: Jun 2010 Location: In a van, down by the river. iTrader: (0)	wow, thats a shame. Sorry to hear about your baby. Unfortunately people dont seem to care on the roads these days.
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01-06-2011, 12:24 PM	#17
SHEEDI Banned 601 Rep 2,703 Posts Drives: 2009 335i - Sport PKG Join Date: Jun 2009 Location: NY iTrader: (0) Garage List 2009 BMW 335i [8.50]	oh man, very sorry to hear that things happen,it could be worst. Thank GOD you are ok.
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01-06-2011, 12:35 PM	#18
007MCoupe Lieutenant Colonel 94 Rep 1,546 Posts Drives: '18 Sakhir M3 ZCP Join Date: Jun 2010 Location: ( ///// ) iTrader: (5)	chalk one up to shitty Texas drivers! SO SORRY to hear about this man!! __________________ Become a ///Member!
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01-06-2011, 12:55 PM	#19
Nhopkins1394 Accountant, 1st Class 8 Rep 237 Posts Drives: 2006 Z4 3.0si Roadster, Black Join Date: Jul 2010 Location: Irving, TX where the Cowboys used to play! iTrader: (0)	The officer didn't say anything about not having a front license plate? IMHO, don't think it really matters if the driver isn't named on the other insurance policy. They should still take care of it. And/or if the driver has her own insurance even if it's on another vehicle, they should take care of it. Hope there's no future headaches getting it repaired. Looks very minor, thank goodness!
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01-06-2011, 12:58 PM	#20
Huz-Z Brigadier General 851 Rep 4,057 Posts Drives: Z4 3.0si, 328 XDrive, X5 35i Join Date: Aug 2009 Location: Canada iTrader: (0)	This is no doubt a drag for you - sorry to hear! But its good that you weren't injured. I look forward to hearing that you've got the car properly repaired, and hopefully, with minimal hassles. Cheers! __________________ Huz-Z BMW Z4 3.0si Roadster. Montego Blue Metallic. Premium and Sport Package.
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01-06-2011, 01:36 PM	#21
esqu1re Lieutenant Colonel 41 Rep 1,855 Posts Drives: M Coupe Join Date: Jul 2010 Location: East Coast iTrader: (0)	Hey, that's not too bad. After repairs, you won't notice a thing. Worse comes to worse, you can ask for a new bumper replacement. __________________ ///M Coupe: RPI Scoop, OE Strut, CDV, Volk RE30, SS Brake Lines, Stromung Exhaust
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01-06-2011, 01:46 PM	#22
tekmoe Captain 55 Rep 844 Posts Drives: ///M Join Date: Nov 2010 Location: Texas iTrader: (0)	A claims adjustor from my insurance just came out to my office and checked out the damage. He said I will be getting a new bumper. He also showed me a very small crease in the hood near the latch that will need to be repaired. You can actually see the crease he is talking about in the picture I posted above. It's just above the BMW emblem. Bummer. All I can do now is hope I don't have to pay for this out of my own pocket. I was clearly at the wrong place at the wrong time. I'm mad at the fact that this dummy was driving around with no insurance in the first place. Luckily neither of us were hurt. However, I should not have to be penalized simply because it was not my fault. I was a sitting duck and I got nailed.
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