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      10-09-2008, 06:42 PM   #45
vachss
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Damn, In 30 years of driving that may be the worst wreck I've ever seen someone walk away from. That was your extra life - don't waste the next one. In any case, fault is secondary here - just be glad you have another chance at life.

On a different note, I'm curious what canyon road this was on. I've driven a fair bit in the mountains both north and south of the 10 near Redlands and I'm wondering if I've passed the evil turn in question.
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      10-09-2008, 06:49 PM   #46
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Wow...I'm glad you're ok. It's good to know that our cars can sustain an accident like that. Props to BMW!
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      10-09-2008, 09:18 PM   #47
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Quote:
Originally Posted by M-Zed-4 View Post
I really wasn't trying to blame the car... Maybe I should say it was the wrong car for my irresponsible personality at that time. Is that better Dammmittt? I hope that there is nothing odd with that statement. Hopefully you understand what I am saying.
I'm not trying to tell you what to say, and I'm not trying to pick a fight with you. I've said my peace, you've said yours.
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      10-09-2008, 09:31 PM   #48
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Glad you are okay and i bet your family and friends are counting their lucky stars to still have you around after seeing that wreck on the lawn. thanks for being man enough to share your experience with everybody and learn from it

i had a big rollover in my old wrx many moons ago and it looked a lot like your car when it was all over and done, rolled 3 times. amazingly nobody was hurt, but a couple of feet away was a 50 foot drop into the trees and things could have been a lot, lot different. so make sure you appreciate every damn day that you are on this planet! i took a few months off and saw the world, now living in my 3rd country in 3 years and experiencing everything this planet has to offer that i could have very easily missed out on

where's that hippie man emoticon when we need it
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      10-09-2008, 11:45 PM   #49
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holy crap, didn't think you'd make it seeing that pic
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      10-10-2008, 04:23 AM   #50
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You should be happy that you stayed alive!
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      10-10-2008, 07:45 AM   #51
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Im pay 4k a year insurance because of people like you. Thanks.
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      10-10-2008, 07:52 AM   #52
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Quote:
Originally Posted by quickfast View Post
Im pay 4k a year insurance because of people like you. Thanks.
4k a year? I pay less than half that for 2 people! You must have some accidents/tickets to blame for that.
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      10-10-2008, 07:54 AM   #53
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Quote:
Originally Posted by Dammmittt View Post
4k a year? I pay less than half that for 2 people! You must have some accidents/tickets to blame for that.
I am 19, male, live in Brooklyn and drive a Z4..no parents insuring me here. Did I mention I only have liability coverage?
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      10-10-2008, 08:00 AM   #54
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Quote:
Originally Posted by quickfast View Post
I am 19, male, live in Brooklyn and drive a Z4..no parents insuring me here. Did I mention I only have liability coverage?
Ah...so you're high risk. Sorry...in about 6 years with a clean driving record your rates will go down!
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      10-10-2008, 08:10 AM   #55
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Quote:
Originally Posted by quickfast View Post
I am 19, male, live in Brooklyn and drive a Z4..no parents insuring me here. Did I mention I only have liability coverage?
Wow! You drive a Z4 and pay 4K/yr for insurance. You must be living at home and have a great job! Congratulations!!
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      10-10-2008, 08:28 AM   #56
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Quote:
Originally Posted by Dammmittt View Post
Ah...so you're high risk. Sorry...in about 6 years with a clean driving record your rates will go down!
Thats the idea, 6 years to go! And yeah, Im high risk because of people like OP, who struggles to spell words but for some reason had a damn near supercar.

Quote:
Originally Posted by caseysc View Post
Wow! You drive a Z4 and pay 4K/yr for insurance. You must be living at home and have a great job! Congratulations!!
Not sure what youre trying to say, but no I dont live at home and yes I have a great job and go to school full time..work hard, play hard?
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      10-10-2008, 08:55 AM   #57
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Quote:
Originally Posted by quickfast View Post


Not sure what youre trying to say, but no I dont live at home and yes I have a great job and go to school full time..work hard, play hard?
Even better! My 24 year-old daughter is still single...
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      10-10-2008, 09:05 AM   #58
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Quote:
Originally Posted by quickfast View Post
I am 19, male, live in Brooklyn and drive a Z4..no parents insuring me here. Did I mention I only have liability coverage?
I pay 6k and live on SI, beat that!!


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      10-10-2008, 09:09 AM   #59
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Quote:
Originally Posted by Dammmittt View Post
Ah...so you're high risk. Sorry...in about 6 years with a clean driving record your rates will go down!
i havent had a ticket in 3 years and i get asssssss raped... :/
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      10-10-2008, 09:17 AM   #60
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So are you telling everyone you are a bit on the 'kinky' side? j/k
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Last edited by BZZZE; 10-10-2008 at 12:37 PM..
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      10-10-2008, 09:45 AM   #61
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      10-10-2008, 10:09 AM   #62
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I see we are a bit cranky this AM!
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      10-10-2008, 10:55 AM   #63
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Quote:
Originally Posted by Dammmittt View Post
4k a year? I pay less than half that for 2 people! You must have some accidents/tickets to blame for that.
Full coverage for 2 autos less than a grand.
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      10-10-2008, 10:56 AM   #64
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Quote:
Originally Posted by quickfast View Post
Im pay 4k a year insurance because of people like you. Thanks.
I don't think you can blame to OP for your insane insurance cost.

First off, insurance companies differentiate the Z4 from the Z4M.
In addition to your info, they also look at the likely-hood of that car being in an accident (altered part by the number of vehicles on the road and the avg. age of the drivers). The Z4M was produced in smaller numbers, plus most drivers are older, and/or it's not their only vehicle; therefor there are probably fewer insurance claims for the Z4M then the regular Z4.

Looking at ZGirl's comment below (who also drives a regular Z4), I'd say it has more to do with the fact that you're in New York, young, and if it's your daily-driver.

Quote:
Originally Posted by ZGirl07 View Post
I pay 6k and live on SI, beat that!!


I pay $1.5k/year for full coverage on my Z4MC. Going from my '06 330i to the M changed my payment by $12.
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      10-10-2008, 11:42 AM   #65
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Quote:
Originally Posted by quickfast View Post
Im pay 4k a year insurance because of people like you. Thanks.
I pay 900 a year, but that only covers me when I'm in reverse.
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      10-10-2008, 03:10 PM   #66
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Quote:
Originally Posted by caseysc View Post
Even better! My 24 year-old daughter is still single...



Quote:
Originally Posted by ZGirl07 View Post
i havent had a ticket in 3 years and i get asssssss raped... :/
Your fault for having such a nice ass. No one to blame but yourself.
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