I just saved a bunch of money on my car insurance

JeffchaPz · 05-23-2012, 08:09 PM

I used to pay $160ish for a 2008 civic Si when I used to live in north NJ.

Now I have the wife's Mazda 3s, the Z4m and apartment insurance (30k) for $131. a month.

Everything is freak-en expensive in NJ. don't get me started on my last one bedroom apartment built in 1946 for $1100.

Hawkeye · 05-24-2012, 04:31 PM

Quote:

Originally Posted by shakib

How often are you planning on getting in a wreck

I don't think anybody ever plans on getting in a wreck... unless they enjoy insurance fraud that is.

-c- · 05-24-2012, 05:53 PM

Well I'm with progressive and pay $35 a month for full coverage on the Z. Mind you I'm paying for 4 cars so the multiple car discount applies. Funny though as the most expensive car to insure for me is the mini cooper countryman all 4 at $67 a month. I'm in Illinois and am 32 years

man those years keep creeping!

silver28 · 05-24-2012, 10:21 PM

I'm at 80/month, but do a $1k deductible. I would keep it high...wouldn't go thru insurance if under $1000 anyway, so why keep such a low deductible? Make a claim and they'll ding you later.

ZStig · 05-24-2012, 11:55 PM

I'm at $1k too

SCHMOUPE · 05-25-2012, 08:33 AM

Quote:

Originally Posted by silver28

I'm at 80/month, but do a $1k deductible. I would keep it high...wouldn't go thru insurance if under $1000 anyway, so why keep such a low deductible? Make a claim and they'll ding you later.

This. 1k seems high but end of the day makes so much more sense.

Jmanscotch · 05-28-2012, 12:50 PM

- $500 Deduct for collision/$250 comp
- Full coverage
- 27 years old with one speeding violation and one failure to control

$65/Month....and I've kinda been annoyed at how high that was, now I just feel bad for you guys!

05-23-2012, 08:09 PM	#23
JeffchaPz Second Lieutenant 16 Rep 251 Posts Drives: 2007 Z4M Join Date: Sep 2011 Location: Austin, TX iTrader: (0)	I used to pay $160ish for a 2008 civic Si when I used to live in north NJ. Now I have the wife's Mazda 3s, the Z4m and apartment insurance (30k) for $131. a month. Everything is freak-en expensive in NJ. don't get me started on my last one bedroom apartment built in 1946 for $1100.
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05-24-2012, 05:53 PM	#25
-c- Colonel 886 Rep 2,736 Posts Drives: bmw Join Date: May 2010 Location: Chicago iTrader: (5)	Well I'm with progressive and pay $35 a month for full coverage on the Z. Mind you I'm paying for 4 cars so the multiple car discount applies. Funny though as the most expensive car to insure for me is the mini cooper countryman all 4 at $67 a month. I'm in Illinois and am 32 years man those years keep creeping!
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05-24-2012, 10:21 PM	#26
silver28 Private First Class 86 Rep 174 Posts Drives: 2014 F32 435i xdrive 6 speed Join Date: Nov 2011 Location: Toronto, Ontario, Canada iTrader: (0)	I'm at 80/month, but do a $1k deductible. I would keep it high...wouldn't go thru insurance if under $1000 anyway, so why keep such a low deductible? Make a claim and they'll ding you later.
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05-24-2012, 11:55 PM	#27
ZStig instagram 997turbotom 279 Rep 7,376 Posts Drives: Interlagos Z4MR Join Date: Jun 2008 Location: Delray Beach, FL iTrader: (4)	I'm at $1k too __________________
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05-28-2012, 12:50 PM	#29
Jmanscotch is a Texan 49 Rep 387 Posts Drives: '09 135i - 6MT SOLD Join Date: Nov 2011 Location: Colorado Springs iTrader: (6)	- $500 Deduct for collision/$250 comp - Full coverage - 27 years old with one speeding violation and one failure to control $65/Month....and I've kinda been annoyed at how high that was, now I just feel bad for you guys! __________________ *- Jake*
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