UGH someone hit my car and bailed...

jnkhan82 · 08-02-2010, 08:39 AM

I hope Karma hunts this person down.

I had my car in a parking lot at a mini mall in Long Island, I come back from eating dinner with some clients. And what do I see? green paint scraped against the side of my whole car, door and fender pushed in and rear fender scuffed up... This happened friday. I've only had this car for slightly over a month.

I've spent most this weekend wrapping my head around this..
I just dropped it off to a repair shop after a visit to Gieco, who's hitting me with a $500 deductable... wtf.. repair shop said they will need to replace the door and fender... I have to pay for something I had no control over.

I seriously have not been so angry in years, I can't think straight. This whole situation has made me pretty depressed this whole weekend. I ended up staying in watching seasons of Nip/Tuck and drinking Jameson...

I guessing I'm posting this just to vent.. sorry for wasting a thread, it seems like it's the only free thing these days.

inTgr8r · 08-02-2010, 08:50 AM

Man... I would be so PO'd to have that happen.
I'm really sorry to hear about this.

Hawkeye · 08-02-2010, 09:03 AM

Yeah, that always sucks. Hit and runs and vandalism do suck. You could have at least filed a complaint with the police. If they pull someone over with the same color car and damage they usually ask about it as far as I have heard. They actually caught the guy that hit and run on my parents 5-6 years ago within a week of it happening. Routine traffic stop.

dekaliber · 08-02-2010, 09:11 AM

Damn dude, I feel for you. It angers me that there are such piss poor drivers on the road, and how little accountability there is. Hope the body shop fixes it up right.

esqu1re · 08-02-2010, 09:21 AM

You have my sympathies. I fear it is a matter of time before someone does this to me, either accidentally or intentionally.

jnkhan82 · 08-02-2010, 09:35 AM

yeah, guys this sucks. Thanks for the understanding, my fam thinks I'm upset over nothing, but it's not their car or cash.

I was so excited to put on my new wheels and tires today. My pocket's are a bit tight from the recent purchase of the car and the wheels, basic checkup etc and to have to shell out another $500 for someones poor driving. In fact it's not even the money issue, it's just the principle of the whole thing ...

I didn't file a police report because I didn't want it to end up on my carfax as an accident. I honestly couldn't think straight and figured that was the best long term solution.

I'm just sitting by the phone waiting for the bodyshop to give me a rough time when I'll get my car back. It's a BMW approved repair place so hopefully everything will match.

MetMan · 08-02-2010, 09:55 AM

Quote:

Originally Posted by jnkhan82

yeah, guys this sucks. Thanks for the understanding, my fam thinks I'm upset over nothing, but it's not their car or cash.

I was so excited to put on my new wheels and tires today. My pocket's are a bit tight from the recent purchase of the car and the wheels, basic checkups etc and do have to shell out another $500...

I didn't file a police report because I didn't want it to end up on my carfax as an accident. I honestly couldn't think straight and figured that was the best long term solution.

I'm just sitting by the phone waiting for the bodyshop to give me a rough time when I'll get my car back. It's a BMW approved repair place so hopefully everything will match.

Sorry for the damage to your car, hopefully karma catches up to the a-hole responsible!

In regards to this incident not showing on CARFAX, The fact that you filed a claim through Geico "may" still cause the incident to show on the report. At a minimum, this loss will show up on an industry CLUE (Claims Loss Underwriting Exchange) report and may still end up on CARFAX.

dekaliber · 08-02-2010, 10:12 AM

Quote:

Originally Posted by MetMan

In regards to this incident not showing on CARFAX, The fact that you filed a claim through Geico "may" still cause the incident to show on the report. At a minimum, this loss will show up on an industry CLUE (Claims Loss Underwriting Exchange) report and may still end up on CARFAX.

It should be filed as a comprehensive claim, in which case, it shouldn't show up on Carfax or Autocheck in my experience. At least, it doesn't in Illinois, but each state could be different.

jnkhan82 · 08-02-2010, 10:14 AM

Quote:

Originally Posted by MetMan

In regards to this incident not showing on CARFAX, The fact that you filed a claim through Geico "may" still cause the incident to show on the report. At a minimum, this loss will show up on an industry CLUE (Claims Loss Underwriting Exchange) report and may still end up on CARFAX.

And when you think it can't get any worse.. lol

at this point all I can do is laugh like a crazy person...

lol

Tonybest · 08-02-2010, 11:06 AM

Sorry to read what has happened to you... As for the deductible, isn't that why you have insurance. I get pissed I have to pay monthly fees for insurance when nothing happens. But it's how it works. We pay a reasonnable monthly fee... We pay a deductible (500$ in your case) and we save ourselves from paying 2000 to 4000$ (or more) for repairs for something we had no fault at.

Hit & Runs are a bitch.

fercho · 08-02-2010, 11:42 AM

it happened to me 3 weeks ago I paid the 500 and decide to keep the money from the insurance they gave 1500 to pay the repairs and it only cost me aroun 450 to fix everthing so i keeped the rest of the money and bough things for my car!! soo it wasn't that bad jhejhe

MetMan · 08-02-2010, 12:07 PM

Quote:

Originally Posted by dekaliber

It should be filed as a comprehensive claim, in which case, it shouldn't show up on Carfax or Autocheck in my experience. At least, it doesn't in Illinois, but each state could be different.

Actually, this would probably be coded as "Hit while Parked" which is still classified as a "Not at Fault" accident. Although there would be no surcharge on the insurance rate because of the classification, it could still cause rates to increase due to insurance tiering factors.

Sorry to get a bit technical but hope this helps.

chickdr · 08-02-2010, 12:24 PM

Quote:

Originally Posted by MetMan

Actually, this would probably be coded as "Hit while Parked" which is still classified as a "Not at Fault" accident. Although there would be no surcharge on the insurance rate because of the classification, it could still cause rates to increase due to insurance tiering factors.

Talk about BS. Your car is hit while it is sitting in a parking lot which nobody inside and your rates go up? How could an insurance company possibly put the fault on the driver? I will never understand how this stuff works.

MetMan · 08-02-2010, 12:30 PM

Quote:

Originally Posted by chickdr

Talk about BS. Your car is hit while it is sitting in a parking lot which nobody inside and your rates go up? How could an insurance company possibly put the fault on the driver? I will never understand how this stuff works.

Chickdr,

I don't disagree with you at all, I work on the inside and sometimes end up shaking my head at some of the practices in the insurance industry. BTW, in the above instance the OP is not considered "At Fault" but the claim can have a bearing on renewal rates (depending on the company).

jnkhan82 · 08-02-2010, 12:54 PM

I was speaking to the Gieco rep and she said it shouldn't affect my policy since my driving record is good and I was not in the vehicle, Ny has a 10% driver fault no matter what, if your inside the car. Her choice of the word " shouldn't" has me a bit concerned, that does not mean it won't, it's just an assumption from her side...

I questioned the rep if the price of the repair effects my future rates, and she said " a claim is a claim, the price does not affect anything. The situation and driving record will be the main factor"

I also got off the phone with the repair shop, they said the door and fenders are going to be replaced, not repaired and the whole side will be repainted... I should be able to pick it up friday if BMW has the door skin in stock.

16thBMW · 08-02-2010, 02:13 PM

As the Vulcans say: "We grieve with thee..." Another good example of why I park as far away from others as possible; in spots with closed areas next to them; if I could get away with it, I'd park sideways in three spaces.

Freude am Fahren (und Parken)...

jumpthewire · 08-02-2010, 02:24 PM

there is a very nice Audi that i always see parked sideways taking up 2 spaces.

one day i saw a beat up PT cruiser "hugging" his car....
he must have flipped!

no one is safe these day!
: (

SHEEDI · 08-02-2010, 03:02 PM

hey Man
sorry to hear that, this news broke my heart

dekaliber · 08-02-2010, 05:11 PM

Quote:

Originally Posted by jumpthewire

there is a very nice Audi that i always see parked sideways taking up 2 spaces.

one day i saw a beat up PT cruiser "hugging" his car....
he must have flipped!

no one is safe these day!
: (

Parking in two spots is just asking for vandalism...

Passenger side curb spot is best, since the car next to you won't necessarily have a passenger.

Eccentric · 08-02-2010, 05:30 PM

I'm really sorry, dude, that sucks. I live on the Island as well, and people can be such inconsiderate douche bags. Stay positive, man. Something good will come out of this if you are

jumpthewire · 08-02-2010, 05:44 PM

i parked passenger side to curb yesterday, nervous about that open spot next to me....

sure enough i check when i get off work...door ding!!
some people just suck no matter how hard you try to escape their suckiness.

Thisisdudewhoru · 08-02-2010, 05:53 PM

Damn, I thought the buggy coming and hitting mine was bad on friday.

08-02-2010, 08:39 AM	#1
jnkhan82 First Lieutenant 32 Rep 323 Posts Drives: 03 Z4 2.5i Join Date: Jun 2010 Location: New york iTrader: (0)	UGH someone hit my car and bailed... I hope Karma hunts this person down. I had my car in a parking lot at a mini mall in Long Island, I come back from eating dinner with some clients. And what do I see? green paint scraped against the side of my whole car, door and fender pushed in and rear fender scuffed up... This happened friday. I've only had this car for slightly over a month. I've spent most this weekend wrapping my head around this.. I just dropped it off to a repair shop after a visit to Gieco, who's hitting me with a $500 deductable... wtf.. repair shop said they will need to replace the door and fender... I have to pay for something I had no control over. I seriously have not been so angry in years, I can't think straight. This whole situation has made me pretty depressed this whole weekend. I ended up staying in watching seasons of Nip/Tuck and drinking Jameson... I guessing I'm posting this just to vent.. sorry for wasting a thread, it seems like it's the only free thing these days. Last edited by jnkhan82; 08-02-2010 at 09:15 AM..
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08-02-2010, 08:50 AM	#2
inTgr8r Lieutenant General 2432 Rep 11,667 Posts Drives: M2 Comp Join Date: Mar 2006 Location: Toronto iTrader: (10)	Man... I would be so PO'd to have that happen. I'm really sorry to hear about this. __________________ '21 M2C Hockenheim Silver '18 718 Cayman S Lava Orange (sold) '13 E92 M3 Santorini Blue (sold) '07 Z4 M Coupe Alpine White (sold)
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08-02-2010, 09:03 AM	#3
Hawkeye Brigadier General 2070 Rep 4,365 Posts Drives: '07 Z4 Coupe, '21 X3, '16 GMC Join Date: Aug 2007 Location: Iowa iTrader: (0) Garage List 2016 GMC Sierra SLT [10.00] 2008 Yamaha R6 [9.00]	Yeah, that always sucks. Hit and runs and vandalism do suck. You could have at least filed a complaint with the police. If they pull someone over with the same color car and damage they usually ask about it as far as I have heard. They actually caught the guy that hit and run on my parents 5-6 years ago within a week of it happening. Routine traffic stop. __________________ 2007 Z4 3.0si Coupe • 6 MT • Black Saphire Metallic • PP • SP 2016 GMC Sierra SLT Z71 Premium Plus 4x4 2017 Harley StreetGlide • Denim Black • V&H Tune 2021 BMW x30i • Phytonic Blue Metallic • Fully loaded
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08-02-2010, 09:11 AM	#4
dekaliber Major 75 Rep 1,143 Posts Drives: '07 Z4MC, '11 JCW, '18 Z06 Join Date: Mar 2008 Location: Los Angeles iTrader: (1)	Damn dude, I feel for you. It angers me that there are such piss poor drivers on the road, and how little accountability there is. Hope the body shop fixes it up right.
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08-02-2010, 09:21 AM	#5
esqu1re Lieutenant Colonel 44 Rep 1,855 Posts Drives: M Coupe Join Date: Jul 2010 Location: East Coast iTrader: (0)	You have my sympathies. I fear it is a matter of time before someone does this to me, either accidentally or intentionally. __________________ ///M Coupe: RPI Scoop, OE Strut, CDV, Volk RE30, SS Brake Lines, Stromung Exhaust
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08-02-2010, 09:35 AM	#6
jnkhan82 First Lieutenant 32 Rep 323 Posts Drives: 03 Z4 2.5i Join Date: Jun 2010 Location: New york iTrader: (0)	yeah, guys this sucks. Thanks for the understanding, my fam thinks I'm upset over nothing, but it's not their car or cash. I was so excited to put on my new wheels and tires today. My pocket's are a bit tight from the recent purchase of the car and the wheels, basic checkup etc and to have to shell out another $500 for someones poor driving. In fact it's not even the money issue, it's just the principle of the whole thing ... I didn't file a police report because I didn't want it to end up on my carfax as an accident. I honestly couldn't think straight and figured that was the best long term solution. I'm just sitting by the phone waiting for the bodyshop to give me a rough time when I'll get my car back. It's a BMW approved repair place so hopefully everything will match. Last edited by jnkhan82; 08-02-2010 at 09:56 AM..
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08-02-2010, 11:06 AM	#10
Tonybest Enrollment Officer 114 Rep 5,014 Posts Drives: 997.2 Porsche C4S Join Date: Jul 2007 Location: Montreal, Qc. iTrader: (2)	Sorry to read what has happened to you... As for the deductible, isn't that why you have insurance. I get pissed I have to pay monthly fees for insurance when nothing happens. But it's how it works. We pay a reasonnable monthly fee... We pay a deductible (500$ in your case) and we save ourselves from paying 2000 to 4000$ (or more) for repairs for something we had no fault at. Hit & Runs are a bitch.
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08-02-2010, 11:42 AM	#11
fercho Lieutenant 29 Rep 518 Posts Drives: 2005 z4 2.5 Join Date: Jun 2010 Location: San Diego, CA iTrader: (2)	it happened to me 3 weeks ago I paid the 500 and decide to keep the money from the insurance they gave 1500 to pay the repairs and it only cost me aroun 450 to fix everthing so i keeped the rest of the money and bough things for my car!! soo it wasn't that bad jhejhe
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08-02-2010, 12:54 PM	#15
jnkhan82 First Lieutenant 32 Rep 323 Posts Drives: 03 Z4 2.5i Join Date: Jun 2010 Location: New york iTrader: (0)	I was speaking to the Gieco rep and she said it shouldn't affect my policy since my driving record is good and I was not in the vehicle, Ny has a 10% driver fault no matter what, if your inside the car. Her choice of the word " shouldn't" has me a bit concerned, that does not mean it won't, it's just an assumption from her side... I questioned the rep if the price of the repair effects my future rates, and she said " a claim is a claim, the price does not affect anything. The situation and driving record will be the main factor" I also got off the phone with the repair shop, they said the door and fenders are going to be replaced, not repaired and the whole side will be repainted... I should be able to pick it up friday if BMW has the door skin in stock. Last edited by jnkhan82; 08-02-2010 at 01:16 PM..
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08-02-2010, 02:13 PM	#16
16thBMW Enlisted Member 0 Rep 44 Posts Drives: 2006 Z4 3.0i Join Date: Jul 2009 Location: Portland, OR iTrader: (0) Garage List 2016 Z4 35is [7.00]	Sorry... As the Vulcans say: "We grieve with thee..." Another good example of why I park as far away from others as possible; in spots with closed areas next to them; if I could get away with it, I'd park sideways in three spaces. Freude am Fahren (und Parken)... __________________ Driving: 15th(F25/2017 X3); 16th(E89/2016 35is) BMW's Retired: 14 BMW's (1968 1600-02, 1972 2002, E30x3, E34, E36x2, E39x2, E46, E83x2, E85) Current: 8 BMW's in Family
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08-02-2010, 02:24 PM	#17
jumpthewire First Lieutenant 26 Rep 316 Posts Drives: 2007 silver/grey Z4 3.0si Join Date: May 2010 Location: Los Angeles iTrader: (1)	there is a very nice Audi that i always see parked sideways taking up 2 spaces. one day i saw a beat up PT cruiser "hugging" his car.... he must have flipped! no one is safe these day! : (
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08-02-2010, 03:02 PM	#18
SHEEDI Banned 602 Rep 2,703 Posts Drives: 2009 335i - Sport PKG Join Date: Jun 2009 Location: NY iTrader: (0) Garage List 2009 BMW 335i [8.50]	hey Man sorry to hear that, this news broke my heart
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08-02-2010, 05:30 PM	#20
Eccentric Lieutenant 51 Rep 576 Posts Drives: Interlagos Z4 M Coupe Join Date: Jun 2010 Location: In a van, down by the river. iTrader: (0)	I'm really sorry, dude, that sucks. I live on the Island as well, and people can be such inconsiderate douche bags. Stay positive, man. Something good will come out of this if you are
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08-02-2010, 05:44 PM	#21
jumpthewire First Lieutenant 26 Rep 316 Posts Drives: 2007 silver/grey Z4 3.0si Join Date: May 2010 Location: Los Angeles iTrader: (1)	i parked passenger side to curb yesterday, nervous about that open spot next to me.... sure enough i check when i get off work...door ding!! some people just suck no matter how hard you try to escape their suckiness.
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08-02-2010, 05:53 PM	#22
Thisisdudewhoru Captain 82 Rep 698 Posts Drives: 16 BSM 340i Join Date: Mar 2010 Location: 423 iTrader: (1)	Damn, I thought the buggy coming and hitting mine was bad on friday. __________________ '16 BSM 340i M Sport + Track Pack.:.M Perf Exhaust.:.Polished BBS RS-GT.:.JB4.:.BMS Intake.:.H&R Sport.:.
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