Insurance Premiums on M Coupe

mshanno1 · 01-12-2012, 12:57 PM

Just curious to see what everyone is paying for premiums on the M coupe. I'm paying $119 per month comprehensive w/$500 deductible through State Farm.

mhughett · 01-12-2012, 12:59 PM

$300/6 months with AAA, $1k deductible but with $250k/$500k liability limits.

mshanno1 · 01-12-2012, 01:02 PM

Quote:

Originally Posted by mhughett

$300/6 months with AAA, $1k deductible but with $250k/$500k liability limits.

Wow! that is cheap. I should probably raise my deductible, seeing how the only time Im going to file a claim is if it is a total loss

Swashplate · 01-12-2012, 01:44 PM

Just a word of advice when buying insurance. "Good and cheap are mutually exclusive..."

I had a total loss on my previous Z4M and it just renforced that it is worth every penny, even if I pay a few pennys more.

bluecobra · 01-12-2012, 02:57 PM

$260 for 6 months with State Farm - $1,000 ded on Collision. $500 ded on Comp. Getting old has some benefits.......

txz4 · 01-12-2012, 03:16 PM

...and this is why it sucks being a young person with a nice car. if you want to add all of your rates you will be approaching mine lol

kennyfrc · 01-12-2012, 03:22 PM

$400 for 6 months with Hanover $1K Dedcuctible

jophish17 · 01-12-2012, 03:34 PM

Quote:

Originally Posted by txz4

...and this is why it sucks being a young person with a nice car. if you want to add all of your rates you will be approaching mine lol

If it makes you feel better, I was paying 230/month (almost 3k per year!) till recently (25/male) - I switched to Liberty Mutual's BMW performance insurance and it runs about 150/month.

txz4 · 01-12-2012, 04:05 PM

Quote:

Originally Posted by jophish17

If it makes you feel better, I was paying 230/month (almost 3k per year!) till recently (25/male) - I switched to Liberty Mutual's BMW performance insurance and it runs about 150/month.

not bad, i may look into that.

zBone · 01-12-2012, 04:22 PM

I went from ~$100/mo on my Z3 (had an accident about 18 months ago with that one) to $150/mo for the Z4, Complete coverage + $1000 deductible through Geico. Haven't really shopped around though. Jophish17, what benefits do you get from the "BMW" insurance?

For the record, I think I'm getting fu**ed on this deal.

mshanno1 · 01-12-2012, 04:37 PM

Yeah, Im 26 and I have one speeding ticket. My rates went down when I turned 25

mshanno1 · 01-12-2012, 04:39 PM

[QUOTE=torabone;11138488]Haven't really shopped around though. Jophish17, what benefits do you get from the "BMW" insurance?
QUOTE]

I dont think it does anything. I believe they just pay for the advertising. I purchased another new car last year, and with my documentation, they had a pamphlet from Liberty Mutual stating I could get "special" rates with this manufacturer. Out of curiosity, I called, and they were higher than anyone else.

tekmoe · 01-12-2012, 04:41 PM

458/6 months. 30/60/25 liability, 500 comp/collision. Looks like I need to do some shopping around.

Swashplate · 01-12-2012, 04:52 PM

[QUOTE=mshanno1;11138601]

Quote:

Originally Posted by torabone

Haven't really shopped around though. Jophish17, what benefits do you get from the "BMW" insurance?
QUOTE]

I dont think it does anything. I believe they just pay for the advertising. I purchased another new car last year, and with my documentation, they had a pamphlet from Liberty Mutual stating I could get "special" rates with this manufacturer. Out of curiosity, I called, and they were higher than anyone else.

I recieved the same offer....very high rates for me.

Which is amusing as I am already with a different divison of the same company.

gcochard · 01-12-2012, 05:33 PM

100/month for full coverage with 500 deductible I believe. Through Wawanesa. Same price and coverage as my e36 m3. I'm 24.

SONAR · 01-12-2012, 05:35 PM

530/6months with Geico. I'm 24 with a lot of tickets.

gcochard · 01-12-2012, 05:37 PM

Geico quoted me 1200/6months...

I have only ever had one ticket and went to traffic school for it.

Weird.

SONAR · 01-12-2012, 05:44 PM

I also thought it would be much higher...as soon as I got the quote I bought it immediately. I don't have a high deductible or low limits either...only difference is I have a coupe

zubydafa · 01-12-2012, 06:00 PM

an obscene amount.

24...suspended several times because of point accumulation.

25 will do wonders for my insurance premium.

beta · 01-12-2012, 06:03 PM

800 and change per year with amica. Great company, see here.

Kgolf31 · 01-12-2012, 06:13 PM

I think I'm around $750/6 Months with a $750 deductible. Looking at other companies now.

Daemonblitz · 01-12-2012, 06:31 PM

Wow, rates are so cheap in the US.

I'm 22 with a perfectly clean record and I'm at $265/month with full coverage & $1000 deductible.

01-12-2012, 12:57 PM	#1
mshanno1 First Lieutenant 36 Rep 358 Posts Drives: 2007 M Coupe Join Date: Dec 2011 Location: Atlanta, GA iTrader: (1)	Insurance Premiums on M Coupe Just curious to see what everyone is paying for premiums on the M coupe. I'm paying $119 per month comprehensive w/$500 deductible through State Farm.
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01-12-2012, 12:59 PM	#2
mhughett Captain 25 Rep 615 Posts Drives: 2007 Z4 M Coupe Join Date: May 2009 Location: Tulsa, Ok iTrader: (0)	$300/6 months with AAA, $1k deductible but with $250k/$500k liability limits. __________________ 2013 Audi TT RS (Tech Pkg, Sport Exhaust, Heated Seats, Sirius) Retired--2007 Z4 M Coupe (Imola Red/Black, Premium Pkg, Heated Seats, XM, Bimmian stubby antenna, CDV delete, Apex EC-7--Anthracite, Goodyear F1 Asymetric 2.
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01-12-2012, 01:44 PM	#4
Swashplate Major 111 Rep 1,351 Posts Drives: in Anger. Join Date: Sep 2010 Location: Newcastle, WA iTrader: (2) Garage List 2009 Mercedes ML320 ... [0.00] 2013 BMW M5 [0.00] 2007 BMW M Coupe' [0.00]	Just a word of advice when buying insurance. "Good and cheap are mutually exclusive..." I had a total loss on my previous Z4M and it just renforced that it is worth every penny, even if I pay a few pennys more. __________________ Gone (2006 STI, 2008 EVO MR, 1968 Mustang) AFE Intake/Euro Cats/CSL Headers/Sportline CSL/H&R Springs 1217/1815 !!! BOILER UP !!!
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01-12-2012, 02:57 PM	#5
bluecobra Private 2 Rep 82 Posts Drives: 2006 Z4M Coupe Join Date: Nov 2011 Location: Alabama iTrader: (0)	$260 for 6 months with State Farm - $1,000 ded on Collision. $500 ded on Comp. Getting old has some benefits.......
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01-12-2012, 03:16 PM	#6
txz4 Major 59 Rep 1,097 Posts Drives: 2006 M coupe Join Date: Oct 2010 Location: san antonio, texas iTrader: (3)	...and this is why it sucks being a young person with a nice car. if you want to add all of your rates you will be approaching mine lol
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01-12-2012, 03:22 PM	#7
kennyfrc First Lieutenant 18 Rep 376 Posts Drives: 2008 Z4MC Join Date: Aug 2010 Location: ATL GA iTrader: (1)	$400 for 6 months with Hanover $1K Dedcuctible __________________ Toy: 2008 Silver Z4MC 300WHP/241TQ Mods: OEM Euro Headers, RPI Scoop Daily: 2010 Tacoma Double Cab
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01-12-2012, 04:22 PM	#10
zBone Megatron 5 Rep 207 Posts Drives: 2007 IB Z4MC Join Date: Sep 2011 Location: Cleveland, OH iTrader: (0)	I went from ~$100/mo on my Z3 (had an accident about 18 months ago with that one) to $150/mo for the Z4, Complete coverage + $1000 deductible through Geico. Haven't really shopped around though. Jophish17, what benefits do you get from the "BMW" insurance? For the record, I think I'm getting fu**ed on this deal.
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01-12-2012, 04:37 PM	#11
mshanno1 First Lieutenant 36 Rep 358 Posts Drives: 2007 M Coupe Join Date: Dec 2011 Location: Atlanta, GA iTrader: (1)	Yeah, Im 26 and I have one speeding ticket. My rates went down when I turned 25
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01-12-2012, 04:39 PM	#12
mshanno1 First Lieutenant 36 Rep 358 Posts Drives: 2007 M Coupe Join Date: Dec 2011 Location: Atlanta, GA iTrader: (1)	[QUOTE=torabone;11138488]Haven't really shopped around though. Jophish17, what benefits do you get from the "BMW" insurance? QUOTE] I dont think it does anything. I believe they just pay for the advertising. I purchased another new car last year, and with my documentation, they had a pamphlet from Liberty Mutual stating I could get "special" rates with this manufacturer. Out of curiosity, I called, and they were higher than anyone else.
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01-12-2012, 04:41 PM	#13
tekmoe Captain 55 Rep 844 Posts Drives: ///M Join Date: Nov 2010 Location: Texas iTrader: (0)	458/6 months. 30/60/25 liability, 500 comp/collision. Looks like I need to do some shopping around.
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01-12-2012, 05:33 PM	#15
gcochard Captain 24 Rep 784 Posts Drives: 2011.5 E90 M3 Join Date: Oct 2010 Location: South OC iTrader: (2) Garage List 2011 BMW M3 [0.00]	100/month for full coverage with 500 deductible I believe. Through Wawanesa. Same price and coverage as my e36 m3. I'm 24.
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01-12-2012, 05:35 PM	#16
SONAR Banned 7 Rep 148 Posts Drives: By echolocation Join Date: Jan 2012 Location: In your drier iTrader: (0)	530/6months with Geico. I'm 24 with a lot of tickets.
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01-12-2012, 05:37 PM	#17
gcochard Captain 24 Rep 784 Posts Drives: 2011.5 E90 M3 Join Date: Oct 2010 Location: South OC iTrader: (2) Garage List 2011 BMW M3 [0.00]	Geico quoted me 1200/6months... I have only ever had one ticket and went to traffic school for it. Weird.
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01-12-2012, 05:44 PM	#18
SONAR Banned 7 Rep 148 Posts Drives: By echolocation Join Date: Jan 2012 Location: In your drier iTrader: (0)	I also thought it would be much higher...as soon as I got the quote I bought it immediately. I don't have a high deductible or low limits either...only difference is I have a coupe
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01-12-2012, 06:00 PM	#19
zubydafa tosser 31 Rep 988 Posts Drives: '07 Z4MC Join Date: Jul 2011 Location: Allentown, PA iTrader: (0)	an obscene amount. 24...suspended several times because of point accumulation. 25 will do wonders for my insurance premium. __________________ '07 MCoupe lots of mods
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01-12-2012, 06:03 PM	#20
beta Lieutenant Colonel 80 Rep 1,663 Posts Drives: 2006 M Roadster Join Date: Mar 2011 Location: CA iTrader: (2)	800 and change per year with amica. Great company, see here. __________________ modification journal
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01-12-2012, 06:13 PM	#21
Kgolf31 Brigadier General 459 Rep 4,531 Posts Drives: 2007 Z4MC, 2012 128i Join Date: Sep 2008 Location: Ohio iTrader: (4)	I think I'm around $750/6 Months with a $750 deductible. Looking at other companies now.
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01-12-2012, 06:31 PM	#22
Daemonblitz Commander 221 Rep 850 Posts Drives: Z4MC/M5/640iX/M1000RR Join Date: Nov 2010 Location: Aurora, ON, Canada iTrader: (6) Garage List 2008 BMW M5 [9.50] 2006 Z4M Coupe [8.77] 2010 BMW S1000RR [10.00]	Wow, rates are so cheap in the US. I'm 22 with a perfectly clean record and I'm at $265/month with full coverage & $1000 deductible.
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