I still have a house in Springfield..........greetings neighbor !
Anyway....looks like that rim is only surface damage and not bent...is that correct ?
The rear cover could easily plastic weld and repaint .....no need for a new one really.
A reputable body shop could cover these service's below your deductible in all seriousness.
Sorry for the hit bro'.....I have an SI in the same color and I affectionately call it pavement Grey .....its almost invisible to other drivers,lol.
-Cheers,Vinny